Janette Torres Suarez

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About Janette Torres

With over 26 years of experience in real estate and mortgage financing, Janette Torres-Suárez is a dual-licensed real estate (Puerto Rico and Florida) broker known for her strategic insight, market fluency, and concierge-level client service. As Broker Owner of Terra-Mar Real Estate Group, Janette brings both local knowledge and global reach to every transaction — from residential sales to relocation planning and real estate investment strategies. She began her career as a top-producing residential loan officer and compliance analyst, developing a strong foundation in mortgage structuring and underwriting. Today, that financial expertise remains a core strength — allowing her to guide clients in structuring investments, identifying tax-efficient opportunities, and navigating financing with clarity and confidence. Throughout her career, Janette has successfully led the sale, rental, and management of a wide range of real estate assets, including new construction projects, residential portfolios, and bank-owned properties (REO). Her firm provides full-service property management, with extensive experience in long- and short-term rentals and REO asset disposition. As a long-standing, active member of the National Association of REALTORS®, the Puerto Rico Association of REALTORS®, and the Miami Association of Realtors, Janette has served in multiple leadership and ambassadorial roles at the local and state level. In recognition of her industry leadership and advocacy, she was formally appointed to the Puerto Rico Real Estate Board by the Governor, where she contributed to regulatory development and professional standards across the industry. She also holds elite professional designations including CRS, CLHMS, CIPS, SFR, GREEN, AHWD, and others that reflect her commitment to specialized education and global client service. Outside of her professional practice, Janette is deeply committed to the communities she serves. She has been actively involved in sponsoring local events, volunteering time, and supporting nonprofit causes and charitable organizations, including Susan G. Komen, UNICEF, and the American Cancer Society. Fluent in English and Spanish, Janette works closely with a diverse range of clients — including Puerto Ricans returning to the island, retirees relocating under Act 60, and international investors seeking strategic entry into the Puerto Rico and Florida markets. Janette’s leadership, vision, and dedication are felt in every client interaction — whether it’s a first-time buyer, a retiree seeking lifestyle change, or an investor building a portfolio. Her ability to simplify complexity, lead with integrity, and listen with empathy ensures that everyone who walks through her door is not just guided, but genuinely empowered in their real estate journey. She is also a trusted mentor and a great influence on her team, setting high standards and inspiring excellence at every level of the business. “For me, real estate is not just a profession — it's a platform to guide, protect, and empower people as they build their future.”

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