Stephen Mannenbach
HOMESMART
1
Years Experience
Agent Details
About Stephen
Stephen Mannenbach | Realtor & Loan Officer NMLS #1831233 | AZ DRE #SA713873000 Most agents help you find the property. Most loan officers help you finance it. I do both. As a dual-licensed Real Estate Agent and Mortgage Loan Officer, I give my clients something rare in this industry — a single point of contact from property search through closing. No miscommunication between sides, no waiting on callbacks from separate teams, and no surprises at the closing table. My specialty is investment property. I work with real estate investors acquiring rental properties, small multifamily, and commercial assets using DSCR (Debt Service Coverage Ratio) loans and other business-purpose financing. I understand how to evaluate a deal from both sides — what makes a property worth buying and what makes it financeable. What this means for you: One advisor who sees the full picture — property value, rental income, loan structure, and ROI Faster closings because I'm coordinating both sides of the transaction Investor-focused strategy, not cookie-cutter advice designed for homebuyers Access to creative financing options most traditional agents don't even know exist Whether you're buying your first rental property or scaling a portfolio, I bring the market knowledge of an agent and the financial expertise of a loan officer to every deal. Let's talk numbers. 📞 (503) 551-8690 ✉️ steve@loandaddy.ai 🔗 linkedin.com/in/stevemannenbach
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